Personal Checking
Featured Service
A Gold Checking account allows you to earn interest and offers unlimited check writing, free bill pay, and ATM fee reversals.
Safety, security and service
F&M Bank has been named to Forbes ‘America’s Best Banks’ list for 2026.
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Safeguarding our clients’ money is a sacred trust.
C.J. Walker, Founder, 1907
Backed by top-tier technology for both security and convenience, we help our clients exceed their financial aspirations with tailored services that include commercial and small
business banking, treasury management services, commercial lending, online and mobile banking, personal checking and savings accounts as well as home loans.
Our Products & Services
Treasury Management
Featured Service
Manage cash flow, mitigate risk and increase efficiency with this uniquely designed, competitive suite of services.
Business Checking
Featured Service
Accelerate growth with a competitive interest or non-interest-bearing business checking account.
Mobile Banking
Banking anywhere, and anytime with the FMB mobile app.
Apple, the Apple logo, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Google Play and the Google Play logo are trademarks of Google Inc.
Serving our Customers & Communities
About Us
Under the stewardship of the fourth and fifth generation Walker Family, Farmers & Merchants Bank is faithfully focused on safeguarding clients’ deposits, nurturing employees, and providing long-standing and unwavering support to the communities that we serve. Holding true to the core values and mission of the Bank for 118 years, our community outreach ranges from multi-generational financial wellness and education programs to community service and volunteerism throughout Southern California. Beginning in 1907 with founder C.J. Walker’s doctrine of “Service above Self,” F&M Bank has been a resolute advocate for elevating our communities one person at a time.
Serving Our Communities
F&M Bank is more than a financial institution — we’re a dedicated neighbor that strengthens the communities we call home. Our sense of purpose goes beyond profits. Each year we contribute to causes across Southern California who are fulfilling meaningful missions across various cause areas.
California's Strongest,
Since 1907.
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Rating provided by BauerFinancial based on 12/31/2025 financial data, www.bauerfinancial.com
